बैंकिंग, AI, FinTech और Bank 5.0 अध्ययन
बैंकिंग, कृत्रिम बुद्धिमत्ता, FinTech, DeFi, Bank 5.0, वित्तीय मध्यस्थता, क्षेत्रीय बैंकों और नगरपालिका सार्वजनिक बैंकों के इतिहास पर शैक्षिक और अकादमिक सामग्री।
लेख
Publications are grouped into four areas: artificial intelligence in banking, banks in the system of financial intermediation, regional banks in the economy and the history of local banks.
1. AI in Banking
Publications on artificial intelligence, AI agents, DeFi development, digital services, Open API and the Bank 5.0 concept in banking.
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Finance: Theory and PracticeT. N. Zverkova Digital Transformation of Regional Banks: The Role of AI and Open API.
Finance: Theory and Practice. 2025;29(5):151–163.
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MIRT. N. Zverkova Conceptual Foundations and Conditions for the Transition from Digital-Only Banks to Bank 5.0.
MIR. 2025;16(4):694–708.
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Siberian Financial SchoolT. N. Zverkova Transformation of a Regional Bank’s Organizational Structure under the Introduction of AI Agents.
Siberian Financial School. 2025;(4):41–50.
2. Banks in the System of Financial Intermediation
Studies on the role of banks and financial intermediaries and new forms of interaction with the financial market.
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Financial AnalyticsA. I. Zverkov, T. N. Zverkova Financial Intermediaries: Functions, Stages and Motives of Expansion.
Financial Analytics: Problems and Solutions. 2014;37(223):13–26.
DOI not specified
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Intelligence. Innovations. InvestmentsT. N. Zverkova An Essentialist Approach to the Role of Banks and FinTech Companies in Financial Intermediation.
Intelligence. Innovations. Investments. 2019;(6):49–54.
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Finance and CreditA. I. Zverkov Development of Interaction and Cooperation Forms as a Determining Factor in the Expansion of Financial Intermediaries.
Finance and Credit. 2013;43(571):21–34.
DOI not specified
3. Regional Banks in the Economy
Materials on the development of regional banks and their role in the regional economy.
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Finance and CreditT. N. Zverkova, A. I. Zverkov Regional Bank Products: Demand and Supply.
Finance and Credit. 2012;24(504):35–46.
DOI not specified
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Finance and CreditT. N. Zverkova, A. I. Zverkov Regional Banks in a Transformational Economy.
Finance and Credit. 2012;7(487):15–25.
DOI not specified
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Vestnik of Orenburg State UniversityT. N. Zverkova Rating Assessment of Bank Branch Performance.
Vestnik of Orenburg State University. 2010;13(119):157–161.
DOI not specified
4. History of Local Banks
लेख on the history of municipal public banks and banking institutions in pre-revolutionary Russia.
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Accounting. Analysis. AuditingT. N. Zverkova Municipal Public Banks in Russia in the Nineteenth Century.
Accounting. Analysis. Auditing. 2023;10(2):62–72.
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Finance: Theory and PracticeT. N. Zverkova The Central Credit Institution: Forgotten History and Possible Innovations in Modern Conditions.
Finance: Theory and Practice. 2023;27(5):67–75.
DOI not specified
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Vestnik of Orenburg State UniversityT. N. Zverkova The Orenburg Municipal Public Bank: Missing पृष्ठ and Unlearned Lessons.
Vestnik of Orenburg State University. 2007;10(74):88–94.
DOI not specified